Monday, June 18, 2007

揀銀行

網絡世界真方便, 而家係香港都可以揀定用那一間銀行比較好...
(可能又因為我時間多得很呢?) :p

ANZ
Account type: Everyday
- 提款卡可以自己設計, 用自己喜歡的相片來做提款card.
- Withdrawals: Free (using ANZ ATMs, EFTPOS, personal cheque, Internet, Phone and Branch banking).
- Deposits: Free (using ANZ ATM, Internet, Phone and Branch banking).
缺點:
- 月費: nz$5/mth
- 提款卡收費 nz$10
http://www.anz.com/nz/promo/pix/default.asp


whisky提款card












樂樂提款card













ASB
Account type: Streamline
- Account Fees: $3/mth (*如果用e-statement 可免收費)
- Free electronic transaction (包括 EFTPOS, ATM, Automatic Payments, Bill Payments, FastCheque, Direct Debits, Direct Credits, FastNet Classic or FastPhone transfers, TXT banking transfers, mPayments and ASB FastDeposit Boxes.)
缺點:
- 好像無, 除了你用manual transaction

- Manual transaction fees $3 (包括 Cheques and Staff Assisted Branch (including Business Banking Centre) and Contact Centre transactions)
http://www.asb.co.nz/section367.asp

ASB
Account type: Omni
- 簡單, 免月費, 按用量收費
- Electronic transaction: 每次nz$0.4
- Manual transaction: 每次$0.8
缺點:
- 如果你常常用銀行服務, 又存錢又拿錢, 那麼就要比很多收費了...
http://www.asb.co.nz/section367.asp

Westpac
Account type: Elec
優點:
- 和 ASB Streamline 一樣, 如果用e-statement會免月費
- Free electronic transaction
http://www.westpac.co.nz/olcontent/olcontent.nsf/Content/Elect


又有網友說過, 有銀行職員提議可以開一個savings account 去儲錢, 可以收息.
紐幣最近勁升, 真的可以考慮一下.
^_^